What Happens to Elderly Who Have No Money?
At Keepsake Kottage Home Plus, we help families understand options so seniors can receive safe, dignified care, even with limited funds.
Medicaid Support
Medicaid is the primary safety net for seniors with little or no income. In Kansas, Medicaid may cover nursing facility care or community-based services through waiver programs. While room and board in assisted living is not always covered, care services may be included depending on eligibility.
Community Resources
In Wichita, low-income seniors may access help through…
- Area Agency on Aging – Provides referrals, benefits assistance, and caregiver support.
- Senior centers – Affordable meals, social activities, and health checks.
- Utility and housing programs – City and nonprofit programs to reduce living costs.
Veterans’ Benefits
Eligible veterans and their surviving spouses may qualify for financial support that offsets the cost of assisted living or home-based services. Benefits vary by program, but they can make care accessible even with limited income.
Nonprofit & Faith-Based Support
Organizations often provide meal delivery, volunteer transportation, caregiver respite, and financial assistance for low-income seniors. These resources help supplement formal care programs.
The Role of Family
Family members often contribute financially or provide caregiving support. Even modest contributions can help cover essentials when combined with public programs and community resources.
Planning Ahead
- Apply early for Medicaid if close to qualifying
- Research benefits through National Council on Aging
- Connect with the Benefits.gov tool for nationwide support programs
- Speak with a financial advisor or elder law attorney for guidance on protecting assets and eligibility
FAQs: Elderly With No Money
Does Medicaid pay for assisted living in Kansas?
Medicaid may cover some care services in assisted living through waiver programs, but room and board is generally not included.
What if a senior has no family support?
Community programs, Medicaid, and nonprofit agencies can step in to provide care and support.
Are there free programs for seniors in Wichita?
Yes. Senior centers, food programs, volunteer transport, and housing assistance programs are available locally.
Disclaimer
This content is informational only and not financial, medical, or legal advice. Programs vary by state and community. Always confirm eligibility and details with local agencies and professionals.
